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Worried You’re Making the Wrong Investment Choices?

Each time you invest your hard-earned cash in mutual funds, ETFs, stocks, bonds, CDs, or GICs, there’s that inner voice saying “what happens if the invest tanks and I lose my money?”. As an investor your mind races with questions like:

  • What if the stock market crashes?
  • What if corporate executives are stealing money from the business?
  • What if the financial results are made up, and the company goes bankrupt?
  • What happens if I lose my savings?

These are valid questions, and the solution i…

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One Simple Piece of Investing Advice For You

Last year Globe & Mail interviewed 12 investors, from Bay Street to Wall Street to Silicon Valley, about how to make money now. Here’s what Satish Rai had to say about investing:

What can a boomer approaching retirement do?

I have a simple piece of advice for boomers: Live off the dividend income, not capital gains from stocks or bonds. If you need the capital gains, you have to try to time the market when you buy and sell. But if you’re able to sustain your lifestyle with dividend income—plus…

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Should You Buy Growth Stocks?

Should you buy growth stocks or avoid them? George Athanassakos (Professor of Finance at University of Western Ontario), discussed growth stocks recently in the Globe and Mail (August 26, 2014). Before I share with you the information from the article, it's important to understand the P/E Ratio.

I’m going to keep this simple, let’s begin with the only two definitions you will need for today:  

Price: this is the stock price  

Earnings: this is earnings per share; earnings are the amount of pr…

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Tech Bubble, Housing Bubble, IPO Bubble, Stock Bubble?

Bubbles, bubbles, everywhere, when a bubble gets big enough it will burst. Speculative investors get excited whenever there’s a stock bubble of any kind. There’s the excitement of making it rich very quickly. Should you invest when stock prices are soaring?

The quick-rich euphoria then trickles down to the everyday Joe, and then your friends and neighbors start talking about stocks. Have you been to a party recently where so and so talked about investing in Tesla, Twitter, Facebook, or the late…

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Are You Trying to Beat the Market?

Are you trying to beat the market? Do you think if you spent large amounts of time researching stocks that you can can achieve extraordinary returns?

Very few people can consistently outperform the stock market. The chances are extremely slim that you can compete with experts who have the latest data and research at their finger tips. The goal here is to build yourself a portfolio of safe quality dividend-paying stocks.

Over time your portfolio will start generating increasing passive income f…

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When Harry met Sally he lost $94,378

Re-investing dividends will grow your savings much faster than if you spent your dividends. But how much faster will your savings grow? John Heinzl wrote an article recently at GlobeAdvisor.com looking at a fictional portfolio for Harry and Sally.

"Consider two investors, whom we'll call Harry and Sally (my age is showing, I know). On Dec. 31, 1993, each invests $10,000 in shares of Royal Bank of Canada. They hold their shares for the next 20 years, the only difference being that Harry spends h…

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What Does Warren Buffett Think About Investing?

Warren Buffett's company Berkshire Hathaway recently released their annual report. I highly recommend reading this annual report because it'll give you insight into the greatest mind in value investing today. I enjoyed reading the report, and would like to share some of the highlights here.

Here are in Warren Buffett's own words, his thoughts on investing:

  • You don’t need to be an expert in order to achieve satisfactory investment returns. But if you aren’t, you must recognize your limitation…

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Want more financial freedom? Start planting seeds today!

Do you want more money, more financial freedom? Then you need to start making the right investments today, and your future self will thank you as you reap the rewards. I’ll give you my personal example of earning over 13% annually on a single stock, and achieving gains of over 390%. In 2000 I purchased 185 shares of TRP at $13.40 each, at the time the annual dividend was $0.80/share. Since then the company has increased their dividend every single year:

2000: $0.80
2001: $0.90
2002: $1.00
2003: …

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What Does a Castle Have to do With Investing?

Ever hear Warren Buffett talk about a castle and moat? Why does he look for companies with large moats? Mary Buffett in her book "The New Buffettology” describes the castle concept quite nicely:

“When explaining the concept of the competitive advantage, Warren (Buffett) likes to use the castle-and-moat analogy. Pretend that the business in question is a castle and the surrounding the castle is a protective moat we’ll call its competitive advantage. The competitive-advantage moat protects the ca…

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Investing Words of Wisdom (Part 2)

Wise words from great investors…

"Dividend increases are a sign that companies are comfortable their future profit will be resilient."

Tom Connolly, Founder Connolly Report

"Look to add quality, dividend-paying, blue chips when they become irrationally oversold and undervalued. That is how and when experienced investors create blue chip investment portfolios which serve them well throughout their entire lives with growth of capital and growth of dividend income. The process is called 'inves…

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