Your Questions Answered


Earn more. Save your time. Reduce your risk.

Part 1: General investing questions

1-1. What is dividend value investing?
1-2. Is this investing approach difficult to learn and implement?
1-3. Can't I just learn this investing approach on my own?
1-4. Am I getting the best value for the money I spend on your course?
1-5. Are you teaching day trading?
1-6. Does value investing really work? Is this something new?
1-7. Are you qualified to teach this?
1-8. Can you invest my money for me?
1-9. Do you teach in-depth analysis of financial statements?
1-10. Do you teach day trading and options trading?
1-11. What is the difference between the SI Course and SI Report?
1-12. I'm not sure, should I buy the SI Course or subscribe to the SI Report?
1-13. What is the difference between the "undervalued list in the Forum" and the "SI Report"?
1-14. How do I get started, and what accounts or software do I need?
1-15. When it comes to investing how do I reduce my risk?
1-16. What is a dividend?
1-17. How do I make money with dividend stocks?
1-18. Is the dividend safe?
1-19. How much money can I make?
1-20. How do I earn passive income?
1-21. What is your opinion on automatically reinvesting dividends (using DRIPS)?
1-22. I really can’t manage my own investments; I’d prefer to leave it to the professionals.
1-23. What's wrong with investing in Mutual Funds, Index Funds, or ETF?

 

1-1. What is dividend value investing?

The value investing approach is to buy stocks when they are priced low (undervalued). The dividend investing approach is to buy stocks that pay dividends. I have combined the best of both worlds, and show you how to invest in quality stocks that are priced low. A stock is a quality stock if it passes the 12 Rules of Simply Investing. Quality undervalued stocks allow you to safely, quickly, and reliably build for yourself a passive stream of growing income from dividends.

This approach allows you to earn more, save your time, and reduce your risk.

 

1-2. Is this investing approach difficult to learn and implement?

Dividend value investing is not at all difficult to learn. In fact our course makes it easy for anyone to understand and quickly implement this investing approach. You don't need a degree in finance, economics or accounting in order to apply the principles of dividend value investing. I explain investing in plain English making it easy for you to understand in a few simple steps. Our approach is so simple a 9-year old could do this, both my kids started investing at the age of nine after completing the Simply Investing Course.

 

1-3. Can't I just learn this investing approach on my own?

Sure you can. There are lots of resources and books available on the topic of value investing and dividend investing. However, you will have to spend a considerable amount of time reading, talking to other investors, and through trial and error, start applying the principles of value investing. The cost and time required to learn investing on your own would certainly be more than taking my course. Why not learn from my mistakes and experience?

My course is the quickest, simplest and easiest way to learn how to create a stream of growing passive income. After completing the course you will be able to start investing right away and reap the rewards.

 

1-4. Am I getting the best value for the money I spend on your course?

Absolutely. You will learn how to increase your wealth, reduce your fees, reduce your risk and mange your own money.

An average investor pays $525 annually for every $25,000 invested in mutual funds (assuming an MER of 2.1%). Most non-commission fee based financial planning firms charge between $900-$3000 to develop an investment strategy for you, and then charge you an average $120 per hour for consultation. A typical value-investing course at a university will cost over $1000, not to mention the number of hours required to attend the course.

Past students have realized after implementing my dividend value investing strategy that within 12 months they have already recouped their $247 investment in the course in the form of dividends received (based on a $5300 portfolio and 4.7% dividend yield).

Our course pays for it's self, and allows you to build a stream of growing passive income.

 

1-5. Are you teaching day trading?

No, this is not a day-trading course. Day trading is very risky and we do not recommend it. This is not a get-rich-quick scheme, dividend value investing is a strategy that works over time to reduce your risk and increase your returns. The average holding period for dividend value stocks is 5 years or more.

 

1-6. Does value investing really work? Is this something new?

Value investing is not new. In fact Benjamin Graham first wrote about it in 1934. Investors all over the world have applied the concept of value investing and reaped huge rewards.

Derek Foster was able to retire at the age of 34. John Greaney retired at the age of 38. Warren Buffet – the most famous of value investors – has been on the Forbes list of the richest people in the world for decades.

Having practiced dividend value investing for more than 20 years, my own investments continue to have great returns. Click here to view my results. The list of successful value investors is long; we cover a few in the course and learn how they achieved financial success.

 

1-7. Are you qualified to teach this?

Yes, I've spent over 20 years learning about and practicing dividend value investing. Through research and interviewing other value investors I have been able to perfect my own investment strategy. However, I am not a professional financial planner, accountant, or economist. Nor do I work for the mutual fund, banking, or insurance industries. This is why I am able to provide completely unbiased information.

My own experience, enthusiasm for investing, passion for teaching, record of performance, and having experience teaching value investing over the years makes me qualified to pass on valuable investment knowledge and expertise. You can also read (see Testimonials page) what former students have had to say after taking my course.

 

 

 

 

 

 

 

 

 

 

 

 

 

1-8. Can you invest my money for me?

No. Simply Investing (SI) does not invest your money on your behalf. The goal of SI is to help you invest by yourself for yourself.

 

1-9. Do you teach in-depth analysis of financial statements?

Depends what you mean by in-depth analysis. There are different levels of analysis, you could spend a few minutes to a few hours to review financial statements. The goal at Simply Investing is to help you learn how to quickly identify quality stocks that are undervalued.

In the course I show you step-by-step how to easily view the Balance Sheet and Income Statement, then determine quality and value based on the data. Or you could skip this step and move on Module 4 (in the course) and learn how to use the SI Report.

From the Balance Sheet and Income Statement we extract the following data points:

  • EPS Growth over the last 10 years
  • Dividend per share growth over the last 10 years
  • Payout Ratio
  • LT Debt/Equity Ratio
  • Share buyback
  • P/E Ratio
  • Current Div Yield
  • 10 year Average dividend yield
  • P/B Ratio
  • Book Value Per Share
  • The annual dividend

The above data is entered into the SI Excel spreadsheet, then the values are applied to the 12 Rules of Simply Investing.


1-10. Do you teach day trading and options trading?

No.

The focus of the Simply Investing (SI) Course and Simply Investing (SI) Report is to help you become a successful dividend value investor. My goal is to teach you how to build a passive stream of growing income by investing in quality dividend paying stocks when they are undervalued.


1-11. What is the difference between the SI Course and SI Report?

The Simply Investing Course:

  • consists of 27 video lessons, bonus videos, a guide book (PDF), portfolio tracker, and Excel spreadsheet
  • teaches you "The 12 Rules of Simply Investing" and how to find quality dividend paying stocks that are undervalued (priced low)
  • can be purchased for a one-time payment, and comes with unlimited access to the course and any future updates
  • Value and Premium packages also come with membership to the Simply Investing Forum

The Simply Investing Report:

  • tracks over 220 stocks each month and lists the ones that are undervalued (priced low) and the ones that are overvalued (priced high)
  • applies the 12 Rules of Simply Investing to each stock every month for you
  • is available in PDF format and in an Excel file each month
  • is published on the first of every month, and is available by download from our website
  • can be purchased by a monthly or annual subscription

As a Simply Investing Report subscriber you also get access to all previous issues.

 

1-12. I'm not sure, should I buy the SI Course or subscribe to the SI Report?

The Simply Investing Course is right for if:

  • you are a true do-it-yourself investor and want to learn how to identify quality stocks for purchase (our course takes about 3.5 hours to complete)
  • you want to learn and apply the 12 Rules of Simply Investing to any stock
  • you enjoy gathering financial data, and using the SI Worksheet to determine the best stocks to buy
  • you have the time to do the research

The Simply Investing Report is right for if:

  • you do not have the time or desire to perform any stock research or apply the 12 Rules of Simply Investing
  • you want to know immediately what to buy, and what to avoid


1-13. What is the difference between the "undervalued list in the Forum" and the "SI Report"?

In the SI Forum, I publish a monthly list of 10 undervalued US stocks, and 10 undervalued Canadian stocks. These stocks can be used by you to fill out the SI Worksheet (Excel file), you input the financial data for each stock and then apply the 12 Rules of Simply Investing.  Lifetime access to the Forum is available to everyone who purchases the Value or Premium Course Package. In addition to the list of stocks, the Forum provides an opportunity to ask and answer questions from fellow SI clients.

SI Report is a monthly subscription service, where I provide all the financial data, and apply the 12 Rules of Simply Investing to over 220 stocks. The Report shows you exactly which stocks are undervalued (priced low) and which ones are overvalued each month. Each issue also contains the "Top Five" US & Canadian quality undervalued selections for the month.


1-14. How do I get started, and what accounts or software do I need?


There are two ways to get started:
1. Take the Simply Investing Course, and complete all the modules, then open a stock trading account. In the Course I provide you with a reference guide, Excel file, and resources on where to obtain financial data for stocks. There is no need to purchase any additional software.
 
2. Or, subscribe to the Simply Investing Report, then open a stock trading account. The Report shows you each month which quality stocks are undervalued and worth consideration. There is no need to purchase any additional software.
 
Stock trading accounts differ by country to country, in the Course reference guide I explain the different types of accounts available in Canada and the USA (RRSP, RESP, TFSA, 401K, IRA...).

If you are outside of Canada or USA you will need to contact your local financial institution providing online stock trading services (or contact a local tax/financial specialist), and they can help you determine the best stock trading account for you.

 

1-15. When it comes to investing how do I reduce my risk?

When it comes to investing, your investments may face these 7 types of risks:

Risk #1: The dividend is not guaranteed, it may be reduced or terminated

Risk #2: The company may face stiff competition

Risk #3: Dishonest management and directors

Risk #4: The company may go bankrupt

Risk #5: Political unrest or governmental policy changes may hurt corporate profits

Risk #6: A recession or depression may reduce stock prices

Risk #7: Natural disasters

I cover all 7 types of risks, and their solutions in Lesson 24 of the Simply Investing Course. In 9 minutes, Lesson 24 covers a lot of information which I don't have space for on this page.

 

1-16. What is a dividend?

A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits. When a corporation earns a profit or surplus, the corporation is able to re-invest the profit in the business and pay a portion of the profit as a dividend to shareholders.

For example if Company ABC is paying a dividend of $1 per share, and you own 1000 shares, you will receive $1000 every year, for as long as you continue to own those shares and as long as the company continues to pay the $1/share dividend.

Dividends are your to keep, you can choose to spend the money or re-invest it.


1-17. How do I make money with dividend stocks?

There are three ways to make money with dividend stocks:

  1. thru stock price appreciation (if stock price goes up, you can earn a profit; also called capital gains)
  2. by collecting dividends
  3. by holding on to your dividend stocks to take advantage of increasing dividend payments. Over time you may receive more in dividends than your original investment.


1-18. Is the dividend safe?

Dividends are not guaranteed. Companies are under no legal obligation to pay you a dividend. Companies can reduce or eliminate the dividend at any time.

However, your goal is to focus on companies that have a history of paying dividends for a very long time. You will also focus on companies that have a history of consecutively increasing their dividends each year, here is just a small sample of companies you should be interested in:

No one can predict which companies may cut their dividends, but you can look at the table above and have a high degree of confidence that companies like these will continue to pay dividends, and continue to pay increasing dividends.

Even across dividend paying companies, it is important to diversify so in the event that one company cuts their dividend, your portfolio continues to deliver increasing dividends. In more than 20 years of dividend investing, my portfolio has increased it's dividend income every single year.


1-19. How much money can I make?

In order to make money you need: time and money

Time to take advantage of dividend increases. The younger you start investing the better off you will be. It takes many years for dividend increases to finally start yielding double-digit returns. With enough time on your side you will be able to weather any economic downturns.

You need money to make money. Here's a look at the returns based on how much you invest, for a single stock yielding 5%:

  • $1000 invested after one year will yield $50 in dividends
  • $10000 invested after one year will yield $500 in dividends

The more money you invest the more money you can make.

Having both time and money will help you achieve financial success sooner.

To answer your question then, how much money can I make? This will depend on how much money you are able to invest, and how long you are able to stay invested.


1-20. How do I earn passive income?

Earning dividends is passive income. You literally make money while you sleep. Once you own dividend stocks, there isn't anymore work for you to do, just continue to own your stocks. Your dividends are automatically deposited into your trading account as cash. You can choose to spend your dividends, or re-invest them into more dividend stocks. Your passive income will automatically grow as the dividends are increased by the companies over time.

 

1-21. What is your opinion on automatically reinvesting dividends (using DRIPS)?

Once a DRIP (Dividend Re-Investment Plan) is started the company will automatically re-invest your dividends back into their shares instead of paying you the cash dividend. DRIPs allow you to accumulate more shares over time without investing any new money.

I don't use DRIPs, and I don't advocate using DRIPs. The biggest problem with DRIPs is that you end up inadvertently buying stocks when they are overvalued. Stock prices go up and down all the time. For example, if I bought shares in MCD for $50 because it was undervalued, do I really want to be buying more shares when they are overvalued at $100? I would prefer that the company gave me the dividends in cash, then once a year or twice a year I can take that money (plus dividends from other companies) and invest it into another stock that is undervalued. There is no harm in sitting on cash for a while. Some people put the money into a Money Market fund as a temporary parking spot while they wait to accumulate enough cash to buy more stocks.

DRIPs are good for people who:

  • do not want to review their portfolio at least twice a year
  • want an automatic investing system that they can forget about
  • want an automatic system of forced savings

The Simply Investing Report shows you exactly when a stock is undervalued (priced low) and overvalued (priced high). With this knowledge you should never purchase stocks that are overvalued. I believe any benefits of dollar cost averaging are lost when you buy stocks that are overvalued. It is always better to buy quality stocks when they are undervalued.


1-22. I really can’t manage my own investments; I’d prefer to leave it to the professionals.

In that case you have to be prepared to pay fees for as long as you stay invested. Professional advisors charges thousands in fees each year for managing your money. No-cost advisors are paid commissions from the mutual funds companies, those commissions come from the fees (sometimes hidden fees) that you pay on your funds. Any funds that have any fees associated to them will result in lower returns for you in the long-term.
 

1-23. What's wrong with investing in Mutual Funds, Index Funds, or ETF?

There's 4 things about mutual/index/ETF funds that will hurt your returns in the long-term:

  • funds inadvertently buy stocks when they are overvalued, as a do-it-yourself (DIY) investor you should only buy stocks when they are undervalued
  • funds buy lousy stocks (non-quality stocks), as a DIY investor you should only buy quality stocks that pass the 12 Rules of Simply Investing
  • with funds your are still paying fees, even a low fee of 0.05% comes out to $1250 annually for every $250K you have invested, in 10 years you'll pay over $12,500 in fees
  • funds constantly buy-and-sell stocks, this incurs fees for every transaction. There is tremendous value in holding stocks for the long-term

Index Fund vs Individual Stocks

Index Fund

  • Amount invested: $100,000
  • Index Fund Fee: 0.08%
  • Index Fund: Vanguard Value Index (VVIAX)
  • Total fees paid after 25 years: $2,000.80

Individual Stocks

  • Amount invested: $100,000
  • Trading Fee: $9.99 per  trade
  • Number of stocks held: 20
  • Total fees paid after 25 years: $199.80

The Vanguard index fund certainly has lower fees, but keep in mind that's $2,000 for every $100K you have invested. For a $500K portfolio the fees go up to $10,004. Plus you end up paying those fees each year for as long as you continue to hold those funds. With individual stocks you pay $9.99 per trade when you buy and then another $9.99 per trade when you decide to sell. I think you'll agree that $199.80 is much less than paying $2,000.

Index investors will argue that they get better diversification than owning individual stocks, but the truth is they are over diversified. I've written about diversification and risk here.

Index investors will then argue that it takes too much time to research individual stocks, but the truth is using my Simply Investing Report is faster than researching the 1000’s of index funds out there.

 

Still think it's better for you to buy Index Funds (or ETFs), instead of investing on your own? Find your answer here.

Part 2: Questions about the Simply Investing Course

2-1. What exactly is the Simply Investing course?
2-2. What is included in the Simply Investing Course?
2-3. Can I really learn how to invest successfully with just one course?
2-4. What makes this course so different, than other investing seminars and books?
2-5. Do I need to be mathematical genius, or financial wizard to take this course?
2-6. I’m worried about wasting my money on yet another course?
2-7. Is this course just for making money for retirement?
2-8. When is the best time to start investing?
2-9. How long does it take to complete the course?
2-10. How much time and effort do I have to spend after taking the course?
2-11. Is this course applicable to international dividend paying stocks, or does it only apply to US and Canadian stocks?
2-12. I'm not investing in US or Canadian stocks, which course package is best for me?
2-13. I already work with a broker or financial advisor. Do I still need this course?
2-14. What is the difference between the SI Course and SI Report?
2-15. Can I buy the Basic package then upgrade later?
2-16. What is the benefit of the Simply Investing Forum?
2-17. How much does the course cost?
2-18. Can I try the SI Course for free?

 

2-1. What exactly is the Simply Investing course?

The Simply Investing course is an online video course created by me (Kanwal Sarai), to teach you how to invest successfully. I teach the principles of value investing with a focus on dividends. The same techniques used by successful investors like Warren Buffett, Benjamin Graham, David Dodd, and Geraldine Weiss. In the course I teach you in plain English:

  • the basics (what is a stock, stock market, and dividends)
  • how to find great stocks, and avoid the bad ones
  • how to consistently make a positive stream of income year after year, regardless of which way the stock market goes
  • when to buy and when to sell

The course is divided into ten modules, and takes about 3.5 hours to complete. But you can take your time and repeat any of the modules as often as you like. I provide you with lifetime access to the online course, also included is the Simply Investing Reference Guide, Spreadsheet (in Excel), stock portfolio tracker, and bonus videos.

 

2-2. What is included in the Simply Investing Course?

The Basic Package includes:

  • Simply Investing Course
    includes 10 Modules (27 Lessons)
  • Simply Investing Reference Guide
    includes How-to Section and Q&A
  • Simply Investing Spreadsheet
    Excel file
  • Includes the free SI Stock Portfolio Tracker
    use it to track your investments and dividends
  • Bonus Modules
    includes 4 video modules
  • Money Back Guarantee
    30 day money back guarantee
  • Lifetime Access to Course
    includes any future updates

The Value Package includes: 

  • Everything in the Basic Package
    includes everything from the Basic Package
  • Lifetime Access to Forum
    monthly list of undervalued companies, and Q&A

The Premium Package includes:

  • Everything in the Value Package
    includes everything from the Value Package
  • 60-Minutes Consultation
    with Kanwal Sarai
  • Simply Investing Report
    includes 6-month subscription

Pricing information is listed here.

 

2-3. Can I really learn how to invest successfully with just one course?

Yes, I teach you everything you need to know to invest successfully. The 10 modules in the online course cover all aspects of investing on your own. Included in the course are hands-on exercises, the Simply Investing Spreadsheet, a portfolio tracker, and Reference Guide. The Simply Investing course has been bought in over 20 countries now, and our students are able to start investing immediately after completing the course.

 

2-4. What makes this course so different, than other investing seminars and books?

Books can cover the material but do not provide hands-on exercises like I do in the online Simply Investing course. My course is easier to follow since I use the best teaching methods available online by providing examples, using slides, animation, visual cues, and audio which you will not find in a book.

Also what happens if you have questions after reading a book? Nothing really, the author is not available to answer your questions. With the Simply Investing course you can post all your questions on our private member’s only forum and receive a quick reply. Most investing seminars are really sales presentations to get you to buy additional products and services. The Simply Investing course is not a sales presentation you will not be sold additional courses, insurance, bonds, stocks, books, CDs, or DVDs.

After you leave a seminar you have no way of reviewing the material again. My course is always available to you online, and accessible anywhere in the world 24 hours a day, 7 days a week. You are able to repeat any of the lessons as often as you wish. Any updates to the video or Simply Investing Worksheet are always available, again something you will not find with a book or seminar.

 

2-5. Do I need to be mathematical genius, or financial wizard to take this course?

No, you do not need a background in finance, accounting, or economics to complete my course. I’ve designed the course for the busy working professional, it is simple enough to understand yet powerful enough to give you positive results quickly. My students range from 9 years old (both my kids completed the course at the age of 9, and each have their own stock portfolio) to 70 years old from all walks of life. I teach the course is plain English and eliminate all the financial jargon and terms that only confuse people.

 

2-6. I’m worried about wasting my money on yet another course?

I understand your concern which is why I offer a no hassle 30 day money back guarantee. If you do not find the course useful, send me an email, and I will happily refund your money. My goal is to ensure my course helps you earn more, if not I will refund your money.

 

2-7. Is this course just for making money for retirement?

Not at all, my course is designed to help you start earning more right away. Some people use that money right away, some people use it to reduce their day job to part-time, some people use it to retire early, and some people may wait till they reach 65. The income you earn is yours to keep and spend according to your desires.

 

2-8. When is the best time to start investing?

Regardless of market conditions, it's always a good time to buy quality stocks when they are undervalued (priced low). The key is to know when a stock is undervalued and when it is a quality stock, in order to figure that out I use my 12 Rules of Simply Investing.


The best time to start investing is now. The longer you wait to start investing the more money you stand to lose. Consider the story of Jack and Jill, where Jack lost $97,429 by waiting too long to start investing.

 

2-9. How long does it take to complete the course?

The course is divided into ten modules, and takes about 3.5 hours to complete. But you can take your time and repeat any of the modules as often as you like. I provide you with lifetime access to the online course, also included is the Simply Investing Reference Guide, Spreadsheet (in Excel), stock portfolio tracker, and bonus videos.

 

2-10. How much time and effort do I have to spend after taking the course?

Not much. After completing the course you will be able to start right away. Applying the concepts of dividend value investing, takes as little as 15-45 minutes when you are ready to invest. This means if you only buy stocks twice a year, then you only have to spend time twice a year on applying the 12 Rules of Simply Investing in order to determine the best stocks for purchase. I understand everyone is busy in their lives, and you don't want to spend hours and hours reviewing company data, therefore my course teaches you how to focus on the important stuff and get on with the rest of your life.

 

2-11. Is this course applicable to international dividend paying stocks, or does it only apply to US and Canadian stocks?

In the course I use examples of Canadian and U.S. stocks, but you can certainly apply the same concepts to stocks anywhere in the world. I have customers from Sweden, U.S., Thailand, Switzerland, South Africa, Singapore, Romania, Qatar, Norway, Malaysia, India, Hungary, UK, France, Czech Republic, Brunei, Australia, and Canada who have completed the course and successfully applied the dividend value investing principles.

 

2-12. I'm not investing in US or Canadian stocks, which course package is best for me?

I recommend starting with the Basic Package.

The benefit of the Value Package is access to the forum, but on that forum we only publish a list of undervalued US and Canadian stocks (that you can add to your Excel spreadsheet for research). Since we do not publish a list of international stocks, the Value Package will not be of much help to international investors.

However you can apply the concepts learned in the Basic Package to stocks anywhere in the world.

2-13. I already work with a broker or financial advisor. Do I still need this course?

Yes. This course will help you to ask better questions when it comes to meeting with your broker or financial advisor. You will be equipped with the knowledge to ask about their investing strategy and financial performance, and understand the financial jargon. In addition this course will bring clarity and understanding when it comes to reviewing your statements.

Keep in mind that brokers have hundreds of clients. How much time and effort do you think your broker is giving to your investments? Usually it is the wealthier clients that get the broker’s attention. You owe it to yourself to become knowledgeable about your own investments instead of leaving it up to someone else.

 

2-14. What is the difference between the SI Course and SI Report?

The Simply Investing Course is right for if:

  • you are a true do-it-yourself investor and want to learn how to identify quality stocks for purchase (our course takes about 3 hours to complete)
  • you want to learn and apply the 12 Rules of Simply Investing to any stock
  • you enjoy gathering financial data, and using the SI Worksheet to determine the best stocks to buy
  • you have the time to do the research

The Simply Investing Report is right for if:

  • you do not have the time or desire to perform any stock research or apply the 12 Rules of Simply Investing
  • you want to know immediately what to buy, and what to avoid

 

2-15. Can I buy the Basic package then upgrade later?

Yes, you can upgrade anytime after you login to your account.

If you purchased the Basic/Value Package before December 12, 2019 you will have to contact me to upgrade your package.

 

2-16. What is the benefit of the Simply Investing Forum?

The Simply Investing Forum allows you to ask questions and view questions and answers from other students. Also, every month I publish a list of 10 undervalued US stocks and 10 undervalued Canadian stocks. This list of 20 stocks can then be used by you to input into your Simply Investing Spreadsheet and apply the 12 Rules of Simply Investing. The purpose of this monthly undervalued (priced low) list is to save you time from searching thru the more than 5,000 stocks that trade in North America.

 

2-17. How much does the Course cost?

The Simply Investing Course is available in 3 packages, pricing is listed here.

 

2-18. Can I try the SI Course for free?

There is no free edition, but I do offer a 100% money back guarantee for 30 days. If you are not satisfied with the Course, send me an email within 30 days and I will happily return your money.

Part 3: Questions about the Simply Investing Report

3-1. When is the Simply Investing Report published?
3-2. How many stocks are tracked in the Report each month?
3-3. As a subscriber how do I receive the Simply Investing Report?
3-4. What data is available for the stocks tracked in the SI Report?
3-5. Do you track international stocks?
3-6. Can I buy a single issue?
3-7. Where can I get a sample issue?
3-8. Can I try the SI Report for free?

 

3-1. When is the Simply Investing Report published?

The Simply Investing Report is published on the first of every month.

 

3-2. How many stocks are tracked in the Report each month?

225 stocks (130 US stocks, and 95 Canadian stocks)

 

3-3. As a subscriber how do I receive the Simply Investing Report?

When you subscribe to the Simply Investing (SI) Report you will be provided with your own username and password. Using your username and password you can access the SI subscriber only site and download the latest issue of the SI Report at anytime. You will also have access to all previous issues, and the Excel files.
The SI Report is not mailed or emailed to subscribers. You will receive a reminder email each month when the latest issue is posted to the SI subscriber only site.

 

3-4. What data is available for the stocks tracked in the SI Report?

Each month the following 28 metrics are provided for each stock in our Report:

  1. Company Name
  2. Stock Symbol
  3. EPS Growth (20-year average)
  4. Dividend Growth (20-year average)
  5. Payout Ratio
  6. Long-term Debt/Equity Ratio
  7. S&P Credit Rating
  8. Share Buyback
  9. P/E Ratio
  10. Current Dividend Yield
  11. 20-year Average Dividend Yield
  12. 20-year Average High Dividend Yield
  13. 20-year Average Low Dividend Yield
  14. High Stock Price
  15. Low Stock Price
  16. P/B Ratio
  17. Book Value per Share
  18. SI Criteria
  19. Share Price
  20. Annual Dividend
  21. Graham Price
  22. % Difference Graham Price vs Current Price
  23. Years of Consecutive Dividend Increases
  24. Dividends Paid Since
  25. Industry
  26. Undervalued/Overvalued
  27. EPS
  28. Years of Consecutive EPS Increases

 

3-5. Do you track international stocks?

No, at this time we only track US and Canadian stocks.

 

3-6. Can I buy a single issue?

No, however you can subscribe on a monthly basis and you are able to "pause" or "resume" your subscription at any time.

However, this feature is not available for any subscriptions that were started prior to December 12, 2019.

 

3-7. Where can I get a sample issue?

From this page, click on the "See Sample" button.

 

3-8. Can I try the SI Report for free?

There is no free edition, but I do offer a 100% money back guarantee for 30 days. If you are not satisfied with the Report, send me an email within 30 days and I will happily return your money.

Part 4: Customer Service questions

4-1. How do I update my billing information?
4-2. How do I obtain a copy of my receipt?
4-3. How do I change my password?
4-4. I forgot my password, what do I do?
4-5. I forgot my user ID, what do I do?
4-6. How do I change my user ID?
4-7. How do I change my email address?
4-8. What is your refund policy?
4-9. How do I request a refund?
4-10. I bought the Basic Package, how do I access the Simply Investing Course?
4-11. I bought the Value/Premium Package, how do I access the Simply Investing Course?
4-12. How do I access the Simply Investing Report?
4-13. How do I access the Simply Investing Forum?
4-14. Why can I not access the Simply Investing Forum?
4-15. Why can I not access the Simply Investing Report?
4-16. I purchased the Premium Package, how do I book my 1-hour call with Kanwal?
4-17. How do I cancel my subscription to the Simply Investing Report?
4-18. I have more questions that aren’t on this list. Where can I go to get answers?

 

4-1. How do I update my billing information?

For purchases made after December 12, 2019 follow these instructions:

  1. Login to your account here
  2. Under "Your Subscriptions", click on Simply Investing Report

3. On the right-hand side, click on the "Manage Payment" button

4. Select the option for "New Payment Method"

5. Enter your new billing information and click on the Continue button

For purchases made before December 12, 2019 follow these instructions:

Please email us: info@simplyinvesting.com

 

4-2. How do I obtain a copy of my receipt?

For purchases made after December 12, 2019 follow these instructions:

  1. Login to your account here
  2. On the left-hand side of the page, click on "Your Receipts"

For purchases made before December 12, 2019 follow these instructions:

Please email us: info@simplyinvesting.com

 

4-3. How do I change my password?

  1. Login to your account here
  2. On the left-hand side of the page, click on "Your Profile"

3. On the center of the page, click on "Security"

4. Enter your new password, click on the "Change Password" button

 

4-4. I forgot my password, what do I do?

  1. Go to the login page here
  2. Click on "Did your forget your Simplero ID or password?

3. We will send you an email to reset your password

 

4-5. I forgot my user ID, what do I do?

  1. Go to the login page here
  2. Click on "Did your forget your Simplero ID or password?

3. We will send you an email with all the details

 

4-6. How do I change my user ID?

  1. Login to your account here
  2. On the left-hand side of the page, click on "Your Profile"

3. Click on "Change Simplero ID"

4. Scroll to the bottom of the page and click on "Save Changes" button

 

4-7. How do I change my email address?

  1. Login to your account here
  2. On the left-hand side of the page, click on "Your Profile"

3. Enter your new email address in the email box

4. Scroll to the bottom of the page and click on "Save Changes" button

 

4-8. What is your refund policy?

Refund Policy

There are no refunds after 30 days from the date of purchase.

SI Course: refund will be provided if requested in the first 30 days

SI Report Monthly Subscription: refund will be provided if requested in the first 30 days of subscribing, after the first 30 days cancel anytime and the you will not be charged for the following monthly renewal date

SI Report Annual Subscription: subscriptions can be cancelled after 12 month commitment (refund will be provided if requested in the first 30 days)

 

4-9. How do I request a refund?

For purchases made after December 12, 2019 follow these instructions:

  1. Login to your account here
  2. Under "Your Subscriptions" or "Your Purchases" click on Simply Investing Report or Simply Investing Course

3. On the right-hand side, click on the "Manage Payment" button

4. Click on "Get a full refund", this option is not available after 30 days of purchase (see refund policy). Your subscription will be cancelled immediately and you will receive a refund. You will also receive an email confirming your refund.

For purchases made before December 12, 2019 follow these instructions:

Please email us: info@simplyinvesting.com

 

4-10. I bought the Basic Package, how do I access the Simply Investing Course?

  1. Login to your account here, enter your SimpleroID and Password:

2. Under "Your Membership Sites" click on Simply Investing Course

3. Click on the "Start the Course Here!" button

4. The Course lessons will be displayed on the page:

 

4-11. I bought the Value/Premium Package, how do I access the Simply Investing Course?

  1. Login to your account here, enter your SimpleroID and Password:

2. Under "Your Membership Sites" click on Simply Investing Course + Forum Access

3. Click on the "Start the Course" button

4. The Course lessons will be displayed on the page:

 

4-12. How do I access the Simply Investing Report?

  1. Login to your account here, enter your SimpleroID and Password:

2. Under "Your Membership Sites" click on Report

3. The Report page will be displayed, or if you purchased the Premium Package, click on the "View Report" button

 

 4-13. How do I access the Simply Investing Forum?

  1. Login to your account here
  2. Under "Your Membership Sites" click on "Simply Investing Course + Forum Access"

3. Click on the "Join The Forum" button

4. On the right-hand side of the page, select the Category of messages you would like to view

 

4-14. Why can I not access the Simply Investing Forum?

Access to the Forum is only available if you have purchased the Value or Premium Package.

You can upgrade from the Basic Package at anytime by logging into your account.

If you have purchased the Value or Premium Package and you still cannot access the Forum please contact us.

 

4-15. Why can I not access the Simply Investing Report?

Access to the Report is only available to Report subscribers and Premium Package (for 6 months only) clients.

Report access is also removed if your renewal payment fails to process (might be due to a change in your billing information).

 

4-16. I purchased the Premium Package, how do I book my 1-hour call with Kanwal?

First complete the Simply Investing Course (all 27 lessons), then use the contact page to schedule your call.

 

4-17. How do I cancel my subscription to the Simply Investing Report?

This feature is not available for any subscriptions that were started prior to December 12, 2019. If you became a subscriber prior to December 12, 2019 please contact us in order to cancel your subscription.

If you became a subscriber after December 12, 2019, follow these steps in order to cancel your subscription:

1. Login to your account:

2. Under "Your Subscriptions" click on "Simply Investing Report":

3. Click on Manage Payment:

4. Click on "Let your subscription expire when the current period ends", your access remains active until the current period, after the current period your subscription will be cancelled and your will no longer be charged.

 

4-18. I have more questions that aren’t on this list. Where can I go to get answers?

If you are a Report subscriber: review the FAQ section for susbcribers after you login to your account.

If you purchased the Simply Investing Course: review lesson 27, it contains a Q&A section, the SI Guidebook also has an FAQ section

For all other inquires use the contact page get in touch with us.

Still Need More Answers?


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