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An Interview with Roadmap2Retire

A recently had the honor of interviewing the blogger behind the awesome blog Roadmap2Retire!

Roadmap2Retire has been blogging since 2013 and his blog covers my favorite topic, dividend investing! So I invited him to share his investing knowledge and experience with us.

Kanwal: Tell me a little bit about yourself and your blog.

Roadmap2Retire: I am a mid-30s software engineer living in Ottawa Canada that is passionate about finance and investing. In my spare time, I am mostly consumed by readi…

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Should you buy Index funds, ETFs, or individual stocks?

Should you buy index funds or ETFs? Is it better than dividend investing?

Here’s my take on it….

I bought my first mutual fund 31 years ago, then moved to index funds, then ETFs. I’m now 100% in dividend paying stocks and have been for the last 20 years. The return on my dividend stocks has far outpaced my first 10 years as a mutual fund investor. I don’t consider myself an active investor; I’ve owned most of my stocks for more than a decade. Last year I executed just one trade.

I'm not tryin…

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An Interview with DivGro

 A recently had the honor of interviewing the blogger behind the awesome blog DivGro!

FerdiS at DivGro has been blogging since 2013 and his blog covers my favorite topic, dividend investing! So I invited him to share his investing knowledge and experience with us.

Kanwal: Tell me a little bit about yourself and your blog.

DivGro: Our family moved to the United States in 2002 when I was offered a position at a well-known animation studio in the Bay Area. A small part of my compensation package…

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Want to give yourself a raise?

Do you want to increase your income? Could you use a few extra hundred dollars a month? The quickest and easiest way to increase the amount of money coming into your pocket is by collecting dividends.

Think of dividends as rent money coming to you. If you owned an apartment building, you as the landlord would receive rent from your tenants. But you would also have to deal with lousy tenants, and building maintenance.  As a shareholder you receive dividends (money) just for owning a stock, and y…

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Are Dividend Re-Investment Plans Worth It?

Once a DRIP (Dividend Re-Investment Plan) is started the company will automatically re-invest your dividends back into their shares instead of paying you the cash dividend. DRIPs allow you to accumulate more shares over time without investing any new money. But I don't use DRIPs, and I don't advocate using DRIPs, here why...

The biggest problem with DRIPs is that you end up inadvertently buying stocks when they are overvalued. Stock prices go up and down all the time. Watch my short video which…

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Wish You Had More Money?

Do you ever wish you had more money? Could you use more money? More money for:

  • Vacations
  • Education
  • Better health
  • A home
  • A car
  • Helping others

At the end of the day more money will buy you time, more free time to do the things you love.

Unfortunately if you’re relying on your single income to provide you with more money, you’ve noticed that it’s just not enough. Your day job provides you with barely enough money to cover your expenses with very little to no money left over.

You need t…

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What’s Wrong with Index Funds?

There are three issues that I have with index funds, and that’s why I don’t invest in them. 

But first let’s make sure you know what an index fund is.

What is an index fund?
An index fund is a mutual fund that pools money from lots of investors like yourself, and then invests that money on your behalf into stocks. A typical mutual fund has a fund manager who decides which stocks to buy and sell. However an index fund has no live fund manager, the fund manager is a computer that buys stocks fro…

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Are You Looking to Earn More but Afraid to Start Investing?

Are you afraid to start investing on your own? You are not alone, most people are afraid to begin investing. In their fear they turn around and hand over their hard earned money to financial advisors and mutual fund sales people. The average person could spend over $321,000 in mutual fund fees over their lifetime by letting someone else invest for them. It’s easy to let someone else invest for you because if things go sour you have someone to blame. Forget about blame and keep the $321,000 for y…

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My Adventures in Downhill Skiing

Today, at the age of 44, for the first time in my life I put on a pair of downhill skis and went skiing.

I fell, crashed, and feared numerous injuries as I sped down the hill at increasing speeds. Yet all around me 10 year olds and teenagers decades younger than me had no fear and comfortably glided past me. Some of them had probably been skiing since they were 5 years old. Just think about it a 10 year old skier already had 5 years of experience compared to my 25 minutes of experience, and tha…

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Should You Invest by Yourself?

Yes, you should invest by yourself, it's the one thing in life that should not be outsourced to anyone. Here are 17 reasons why you need to invest by yourself:

  1. No one cares more about your money than you do.
  2. The majority of mutual funds under perform the stock market.
  3. It really isn't that hard to learn about dividend investing and implement it successfully.
  4. Stock brokers and mutual fund salespeople earn commissions which means they make money even if you don't make money. Stock brokers mak…

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