Shouldn't your money make you more money?
Absolutely, your money should be working for you and making you more money. But, what's the easiest way to grow your net worth?
Lots of investing options
There are a number of ways to have your money make more money for you, but not all of these methods are ideal or easy:
- Investing in real estate
- Investing in a franchise
- Investing in Term Deposits, Government Bonds
- Investing in Mutual Funds
- Investing in Index Funds, or ETFs
- Investing in dividend-paying quality stocks
Investing in rea…
The not-to-do list, are you still doing these when it comes to investing?
This month I share with you my not-to-do-list. Here's my list of top 3 things not to do when it comes to investing:
1. Investing when stock prices are high
Everyone says to buy "low". But do you know how to figure out when a stock is priced low? In this article, I explain how to determine exactly when a stock is priced low (undervalued). You should never buy stocks when they are priced high (overvalued), and that includes buying mutual funds, index funds or ETFs that buy overvalued stocks.
Can you safely earn double-digit returns?
I'm going to show you some real-life examples of double-digit returns earned safely. Stock prices go and up and down all the time, the key is to focus on Real Total Return.
Real Total Return = Capital Appreciation + Dividend Income + Dividend Growth
What is a dividend
Quick reminder: A dividend is a payment (share of profits) made to you from the company just for being a shareholder. For example if a company is paying a dividend of $1/share, and you own 1000 shares, you will receive $1000 ever…
Do dividends really matter?
Do dividends really matter? At first, dividends may seem inconsequential ($0.05/share or $0.12/share) but over time dividend increases put more money in your pocket, and reduce the risk to your hard earned savings.
What is a dividend
Quick reminder: A dividend is a payment (share of profits) made to you from the company just for being a shareholder. For example if a company is paying a dividend of $1/share, and you own 1000 shares, you will receive $1000 every year for as long as you own those …
Would you like to earn more this year?
Would you like to know the fastest and easiest way to earn more this year?
The answer is...
The answer is dividends, but first let's take a look at some other ways to earn more:
- learn new skills and/or apply for a new job
- ask for a raise or promotion
- buy a rental property
- start a second job
- start a business
All of the above suggestions require a lot of time, effort, and money. And in the case of real estate and starting your own business it could be years before you see a return on …
Should you invest in companies with too much debt?
Would you lend money to a friend who had little income and was swimming in debt? Of course not, because the likelihood of you getting your money back would be extremely low. The same is true for investing in companies which have high debt.
Too much debt = unable to survive recessions
A company with high debt is going to have a hard time paying back its loan if the economy starts to sink. Companies with high debt will have a difficult time surviving downturns. We know from experience that downtu…
What if you invest at the wrong time?
The media is full of conflicting and negative news. One day they say the stock market will crash the next day they say everything is fine. When is the next recession coming? How long will it last? How far will stock prices drop? No one knows because no one can predict the future. As an investor, should you invest now or wait?
Getting into the market at the wrong time?
Tony Robbins (fyi...here's a link to Tony's Youtube channel) covered this topic in his book "Unshakeable", and I could not have…
Worried about making investing mistakes? Watch out for this...
Everybody worries about making bad investing mistakes. You don't want to lose your hard earned money, so it's important to make sure you are making the right investing decisions. One metric I always look at is the Payout Ratio, it only takes 10 seconds to check and can save you thousands of dollars in making poor investing decisions.
What's a Dividend?
But first, what is a dividend? A dividend is a cash payment paid to shareholders. The company decides when and how much to pay shareholders. As …
Want Proof of Profitability?
Before you invest your hard earned money, do you want proof that the company you are investing in is profitable? Of course you do! Do you want to keep your money safe, and avoid investing is risky companies? Then focus on what matters most - profitability.
Rising Stock Price
A profitable company is a financially healthy company, in the long run a profitable company will continue to pay you dividends, and ensure it's stock price continues to rise. After all as an investor you want to be able to …
How to Use Dividends to Pay Your Mortgage off Sooner
Would you like to burn your mortgage faster? Dividends can help you pay off your mortgage faster than you think. You shouldn’t you have to pay down your mortgage all by yourself, especially when you can use your investments to help you. Here is a safe, low risk, low maintenance way to save $129,608.58 and pay off your mortgage 4.1 years sooner.
What is a dividend?
A dividend is money in your pocket. When you own shares in a company, the company will pay you for being a shareholder. As a shareho…