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Are You Trying to Beat the Market?

Are you trying to beat the market? Do you think if you spent large amounts of time researching stocks that you can can achieve extraordinary returns?

Very few people can consistently outperform the stock market. The chances are extremely slim that you can compete with experts who have the latest data and research at their finger tips. The goal here is to build yourself a portfolio of safe quality dividend-paying stocks.

Over time your portfolio will start generating increasing passive income f…

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Building a Portfolio is a Marathon not a Sprint

Building a portfolio is a marathon not a sprint. I know many of you are eager to invest right away and invest everything, so that you can achieve maximum returns. But remember you must buy quality stocks  when they are undervalued.

Buy low and sell high, not the other way around. I'm a big fan of Investment Quality Trends (IQT), and I'd like to share with you the latest nugget of wisdom from IQT:

"As long as the Federal Reserve maintains a zero interest rate policy there is no alternative for …

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When Harry met Sally he lost $94,378

Re-investing dividends will grow your savings much faster than if you spent your dividends. But how much faster will your savings grow? John Heinzl wrote an article recently at GlobeAdvisor.com looking at a fictional portfolio for Harry and Sally.

"Consider two investors, whom we'll call Harry and Sally (my age is showing, I know). On Dec. 31, 1993, each invests $10,000 in shares of Royal Bank of Canada. They hold their shares for the next 20 years, the only difference being that Harry spends h…

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Dividend Mutual Fund Reduces Dividend by 17%. Surprised?

RBC's Canadian Dividend Fund had a dividend of 66¢ in 2009 and 2010. Now this fund's dividend is 55¢. What ever happened to dividend growth? In addition to the high fees, this is another example of why mutual funds should be avoided.

Tom Connolly from DividendGrowth.ca had this to say about it:

"Never having purchased a mutual fund, I was fascinated to learn from Rob's research that RBC's Canadian Dividend Fund had a dividend of 66¢ in 2009 and 2010. Now this fund's dividend is 55¢. Dividends …

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More Dividend Increases!

Dividend increases mean more money in your pocket. Your stream of passive income increases each time a company you own increases their dividend. Over time dividend increases can amount to a lot of money,  imagine earning $385,024 each year from dividends alone.

Here's a list of recent dividend increases:

Altagas (ALA) 16%
Chevron Corporation (CVX) 7%
Colgate-Palmolive (CL) 6%
Costco Wholesale Corporation (COST) 15%
Exxon Mobil Corporation (XOM) 10%
General Dynamics (GD) 11%
General Mills (GIS)…

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How to Invest Your Tax Refund Wisely

Most people spend their tax refund even before it arrives. Your tax refund is your hard earned money being returned to you, because over the previous year the government charged you too much tax.

Will you spend your hard-earned refund on toys, the latest gadgets, vacations, beer, sporting events, or lottery tickets? Or will you spend your refund wisely?

The key to financial success is to acquire revenue generating assets. During your peak earning years it’s important to invest in assets that g…

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How I saved 4672% in Fees, and Continue to Make Over 14% Each Year on a Single Stock

Update [July 2021]: The TRP dividend today is $2.81,and my dividend yield based on the purchase price is now 21%.

Today I’m going to share with you one of my success stories. The purpose of my story is to show you that great returns are possible without resorting to expensive mutual funds.

My story begins in 2000 when I decided to buy 185 shares in a company called TransCanada (TRP). After applying the 12 Rules of Simply Investing I decided that TRP would be a great investment. TRP had:

  • A str…

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What Does Warren Buffett Think About Investing?

Warren Buffett's company Berkshire Hathaway recently released their annual report. I highly recommend reading this annual report because it'll give you insight into the greatest mind in value investing today. I enjoyed reading the report, and would like to share some of the highlights here.

Here are in Warren Buffett's own words, his thoughts on investing:

  • You don’t need to be an expert in order to achieve satisfactory investment returns. But if you aren’t, you must recognize your limitation…

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How to Take the Fear Out of Investing

I know investing on your own can be scary. It can be scary to put in your first order to buy investments (stocks, mutual funds, bonds, index funds). What happens if you make the wrong decision and lose all of your hard earned cash? What if you earn dismal returns?

These are all valid questions, and something every investor asks him or herself.  In today’s article I’ll show you how to take the fear out of investing. I understand the fear you have about investing. I’ve been there; in early 1996 I…

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Worried About Inflation?

Are you worried that your hard-earned cash will be worth less in future years? Inflation is a valid concern for all investors. Over time your purchasing power is reduced because the cost of goods continue to increase. Your best protection against inflation is: dividends.

“While placing money in a savings account may seem like the safest investment, banks don't pay nearly enough interest these days to compensate investors for inflation. In fact, interest rates are at record low levels, making no…

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