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Dividends

Worried about making investing mistakes? Watch out for this...

Everybody worries about making bad investing mistakes. You don't want to lose your hard earned money, so it's important to make sure you are making the right investing decisions. One metric I always look at is the Payout Ratio, it only takes 10 seconds to check and can save you thousands of dollars in making poor investing decisions.

What's a Dividend?
But first, what is a dividend? A dividend is a cash payment paid to shareholders. The company decides when and how much to pay shareholders. As …

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Want Proof of Profitability?

Before you invest your hard earned money, do you want proof that the company you are investing in is profitable? Of course you do! Do you want to keep your money safe, and avoid investing is risky companies? Then focus on what matters most - profitability.

Rising Stock Price
A profitable company is a financially healthy company, in the long run a profitable company will continue to pay you dividends, and ensure it's stock price continues to rise. After all as an investor you want to be able to …

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How to Use Dividends to Pay Your Mortgage off Sooner

Would you like to burn your mortgage faster? Dividends can help you pay off your mortgage faster than you think. You shouldn’t you have to pay down your mortgage all by yourself, especially when you can use your investments to help you. Here is a safe, low risk, low maintenance way to save $129,608.58 and pay off your mortgage 4.1 years sooner.

What is a dividend?
A dividend is money in your pocket. When you own shares in a company, the company will pay you for being a shareholder. As a shareho…

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What's passive income and how can you earn more of it?

What is passive income and how can you earn some?

Passive Income
Passive income is money you earn when you are not working. You can earn passive income while you sleep. Your day job does not provide passive income because you have to show up at work and trade your hours for money. Passive income doesn't require you to trade in your hours.

Where to find passive income?
I believe the best and easiest source of passive income comes from earning dividends. A dividend is the money you get for ownin…

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Transitioning from Mutual Funds to Your Own Growing Portfolio

Like most people you probably have an existing portfolio made up of mutual/index funds, GICs, bonds, and/or term deposits. Long-time readers will know the benefits of investing in dividend stocks and creating your own stream of growing passive income. So, how do you go about transitioning from mutual funds to building your own portfolio?

The transition is going to take time, so don’t rush anything. It took me almost 3 years to completely get rid of my mutual funds and build a stock only portfol…

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6 Steps to Safely Doubling Your Money

It’s possible to double your money by investing responsibly. Here’s how to do it in 6 steps.

Step 1: Dividends Are Key

Invest in companies that pay dividends. As a shareholder, you are part owner of the company, and as part owner you are entitled to share in the profits of the company. Dividends are part of the profits the company shares with you the shareholder. Here are some examples of companies and their annual dividends today:

  • Coca-Cola, $1.56
  • Colgate-Palmolive, $1.68
  • Target, $2.48

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Earning $417,792 from just one stock?

Imagine earning $417,792 each year for the rest of your life, and getting annual increases too! I’ve written many times about the power of dividends especially increasing dividends. Now let’s take a look at a real-life example with Wal-Mart.

Wal-Mart shares multiply

Wal-Mart became a public company on October 1, 1970 and started issuing shares at $16.50 each. Since then the company has had eleven 2-for-1 stock splits. Basically this means that if you purchased 100 shares in 1970, today you w…

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How Do You Invest When Companies Lie?

History is full of companies that have lied on their financial statements. As an investor how can you avoid investing your hard-earned money in companies that lie? The investing part is simple, and the answer comes from Lowell Miller. But first let’s take a quick history lesson:

Tyco Ltd: In 2005 its CEO Dennis Kozlowski and CFO Mark H. Swartz were found guilty of stealing $600 million from the company.

Enron: Once considered a blue-chip stock, in 2001 Enron shares dropped from $90 to $0.50. E…

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What’s the secret to dividend investing?

The secret to dividend investing is buying stocks that consistently increase their dividends. You as the investor then has to have the patience to hold on to those stocks. This rewarding approach to investing requires patience and time.

In 2000, I purchased 185 shares of TransCanada Corporation (TRP) at $13.40 each, for a total investment of $2479. But since then I have received $4606.50 in dividends alone from TRP. Here’s a list of TRP dividends from the last 17 years:

Year Dividend pe…

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Want to Earn More?

Your salary is the average of the 10 people you surround yourself with. Are you happy with your current income? Do you wish you could earn more money?

Investing in quality dividend stocks can provide you with additional income, without working extra-long hours or taking on a second job (If you are looking for a second job or new job, have a look at Jooble, its a great job search engine). By owning certain stocks, you get paid dividends (money). Dividends are profits the company is sharing with …

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