- 1. What will I learn from this course?
You will learn how to invest for yourself by yourself in order to maximize your returns and minimize your risk.Value investing is a simple strategy that allows you to buy great company shares at sale prices. This course will show you how to find those "great company" at "sale prices". Stop wasting money on fees, MERs, and commissions, take charge of your investments and learn how to do-it-yourself in a few easy steps.As a value investor you will be able to maximize the return on every hard-earned dollar you invest. The Simply Investing course will empower and inspire you to achieve your own financial success.
- 2. Does value investing really work? Is this something new?
Value investing is not new, in fact Benjamin Graham first wrote about it in 1934. Investors all over the world have applied the concept of value investing and reaped huge rewards. Derek Foster was able to retire at the age of 34, John Greaney retired at the age of 38. Warren Buffet the most famous of value investors has been on the Forbes list of the richest people in the world for decades.Having practiced value investing for more than a decade, my own investments have had and continue to have great returns, see the Track Record section to view my results. The list of successful value investors is long; we cover a few in the course and learn how they achieved financial success.
- 3. Is it difficult to learn and implement?
Value investing is not at all difficult to learn. In fact the course makes it easy for anyone to understand and use value investing. You don't need a degree in finance, economics, or accounting in order to apply the principles of value investing. I explain value investing in plain English making it easy for you to understand in a few easy steps.
- 4. How much time and effort do I have to spend?
Not much. After completing the course you will be able to start right away. Applying the concepts of value investing, takes as little as 10-15 minutes a month.We understand everyone is busy in their lives, and people don't want to spend hours and hours reviewing company data, therefore my course teaches you how to focus on the important stuff and get on with the rest of your life.
- 5. Are you teaching day trading?
No, this is not a day trading course. Day trading is very risky and we do not recommend it. This is not a get-rich-quick-scheme, value investing is a strategy that works over time to reduce your risk and increase your returns.The average holding period for value stocks is about 5 years or more
- 6. Mutual funds are safer than stocks, aren’t they?
Equity mutual funds actually invest in stocks. Mutual funds pool investor’s money together and then go out and buy stocks with that money. This isn’t very different from you going out and buying individual stocks. However if you apply the concepts of value investing you will actually minimize your risk and earn more. In my course we discuss the pros and cons of buy mutual funds. Did you know that the majority of mutual funds actually under perform the stock market?* Plus the MER (Management Expense Ratio) fees charged by mutual funds really add up. Consider that every $25000 invested in mutual funds will cost $525 in hidden fees (where the MER is 2.1%) each year.Click here to view Tom Connolly’s list of reasons to avoid mutual funds.The Simply Investing course will also teach you how to deal with market downturns, and give you the tools to create your own solid diversified portfolio.* "Most funds under perform the markets, overcharge investors, create tax headaches and suffer erratic swings in performance." Jason Zweig, Time
- 7. If it's so great, you should be making millions. Why bother teaching this?
It doesn't work that way, value investing will not make you a millionaire overnight, this is not a get-rich-quick scheme. Value investing is a strategy that works over time, the sooner you start the better. I am offering this course because I firmly believe in doing what you love. Somebody once said, "Find a job you love and you will never work a day in your life". I love to teach, it's my passion, it's something I plan to do forever, even after my investments allow me to retire early. Teaching this course allows me to combine my passion for teaching with my enthusiasm for investing, the best of both worlds.I love to see people succeed; I want my students to apply what they've learned and reap the rewards.
- 8. Are you qualified to teach this?
Yes, I've spent over a decade learning about and practicing value investing. Thru research and interviewing other value investors I have been able to perfect my own investment strategy. However I am not a professional financial planner, accountant, or economist. Nor do I work for the mutual fund, banking, or insurance industries; which is why I am able to provide complete unbiased information. My own experience, enthusiasm for investing, passion for teaching, record of performance, and having taught value investing over the years makes me qualified to teach value investing. You can also read (see Testimonials page) what former students have had to say after taking my course.
- 9. Can't I just learn value investing on my own?
Sure you can, my website provides a list of some excellent books on value investing. However you will have to spend a considerable amount of time reading, talking to other investors, and through trial and error start applying the principles of value investing. The cost and time required to learn value investing on your own would certainly be more than taking my course. Why not learn from my mistakes, and experience? My course is the quickest, simplest, and easiest way to learn value investing. After completing the course you will be able to start value investing right away, and start reaping the rewards.
- 10. My mutual fund advisor offers free consultations, why are you charging a fee?
Mutual fund advisors and financial planners are compensated by the company they work for (bank, insurance, or mutual fund company) and receive commissions for the mutual funds they sell. Commission based advisors make money whether or not your investments make money.I do not sell mutual funds or any other financial products. I do not get paid by the banking, insurance, or mutual fund industries. Nor do I receive commissions of any kind. Therefore I am able to provide unbiased information that helps you maximize your returns and reduce your risk.The value you get from the course will far exceed the price you pay for the course.
- 11. Am I getting the best value for the money I spend on your course?
Absolutely, you will learn how to increase your wealth, reduce your fees, reduce your risk, and mange your own money.An average investor pays $525 annually for every $25,000 invested in mutual funds (assuming an MER of 2.1%). Most non-commission fee based financial planning firms charge between $900-$3000 to develop an investment strategy for you, and then charge you an average $120 per hour for consultation. A typical Value Investing course at university will cost over $1000, not to mention the number of hours required to attend the course.Past students have realized after implementing the value investing strategy that within 12 months they have already recouped their $247 investment in the course in the form of dividends received (based on a $5300 portfolio and 4.7% dividend yield).
- 12. How is this different from other investing seminars?
Most other investing seminars are actually sales presentations to get you to buy their products. You will not be sold any products (books, mutual funds, investment products, additional classes, etc) in this course.This is a one of a kind course which explains everything in plain English, there are no prerequisites and nothing to buy afterwards. This is a complete course which gives you all the tools you need to be a successful value investor.
- 13. If value investing is so great, why isn’t everyone doing it?
I'll let Warren Buffet answer that question:"I can only tell you that the secret has been out for 50 years, ever since Ben Graham and Dave Dodd wrote Security Analysis, yet I have seen no trend toward value investing in the 35 years I've practiced it. There seems to be some perverse human characteristic that likes to make easy things difficult. The academic world, if anything, has actually backed away from the teaching of value investing over the last 30 years. It's likely to continue that way. Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace, and those who read their Graham & Dodd will continue to prosper."Warren Buffett(Speech he gave at Columbia Business School May 17, 1984 marking the 50th anniversary of Security Analysis)
- 14. I already have a broker or financial advisor I am working with, do I still need this course?
Yes, this course will help you to ask better questions when it comes to meeting with your broker or financial advisor. You will be equipped with the knowledge to ask about their investing strategy, their financial performance and understand the financial jargon. In addition this course will bring clarity and understanding when it comes to reviewing your statements.Keep in mind that brokers have hundreds of clients, how much time and effort do you think your broker is giving to your investments? Usually it is the wealthier clients that get the broker’s attention. You owe it to yourself to become knowledgeable about your own investments instead of leaving it up to someone else.
- 15. Is this course applicable to international dividend paying stocks, or does it only apply to US and Canadian stocks?
My course on value investing can certainly be applied to stocks outside of the US and Canada. In the course I use examples of Canadian and US stocks, but you can certainly apply the same concepts to stocks anywhere in the world. I have customers from Malaysia, UK, Australia, India, Canada, USA, and the Czech Republic who have completed the course, and successfully applied the value investing principles.